本次讲座将围绕"保基础"，为大家深度解读医保政策底层逻辑与趋势，用通俗语言拆解复杂的行业规则与机遇。再展开到"保健康"，拆解新医改下医保与医疗制度保障逻辑。

由医疗行业深耕20年的经验者为大家：

• 厘清职工医保资金流向、报销规则
• 通过真实案例直观展示门诊、住院实际自付与自费构成
• 通俗解读甲/乙/丙类药品差异
• 剖析集采、DRG/DIP改革带来的现实变化：药价大幅下降，但进口原研药使用受限，公立医院出现控费带来的就医约束
• 对比公立医疗与特需就医的差异
• 合理搭配商业保险，构建完整的个人健康保障。

使用语言

中文

时间

2026年8月31日周一

活动日程

15:30-15:45 签到

15:45 -16:30 讲解

16:30-17:00 答疑

地点

上海市浦东新区碧波路690号2号楼401室

芬华创新中心会议室

价格

会员免费

非会员：150RMB

This event will offer an in‑depth interpretation of the underlying logic and trends of medical insurance policies.

• Clarify capital flows and reimbursement rules for employee medical insurance
• Illustrate the breakdown of actual out‑of‑pocket and self‑paid expenses for outpatient and inpatient care through real cases
• Explain the differences among Class‑A, Class‑B and Class‑C pharmaceuticals in accessible terms
• Analyze tangible changes brought by centralized procurement and DRG/DIP reforms: sharp drops in drug prices alongside restricted access to imported original‑research medicines, plus healthcare access constraints in public hospitals driven by cost‑control requirements
• Compare public medical services versus premium special‑need medical services
• Guide participants on rational commercial insurance portfolio planning to build a comprehensive personal health protection framework.

The event language will be Chinese.

Cancellation Policy

If you cannot attend an event for which you have registered, please cancel your registration no later than three business days prior to the event via WeChat or by sending an email to fang.sunjie@finnchamchina.org. If you fail to notify us of your cancellation in a timely fashion, you will be charged for the event costs.

Fapiao Issue

Apply for a fapiao when purchasing a ticket by inputting the Chinese entity name and tax ID (if the title is wrong, you will be unable to receive the Fapiao). E-Fapiao will be sent to your e-mail within 7 days after the completed event (check spam folder).

Please note

FinnCham China – Shanghai ("FinnCham") may take photographs and/or recordings during this event and might post them, including but not limited to FinnCham's website and official social media channels, to create awareness of its events. By attending this event, you consent to FinnCham China - Shanghai taking and using photographs of you as described above, without further notification or compensation.

Please contact fang.sunjie@finnchamchina.org if you don't want to appear in the pictures or have any other inquiries related to this matter. Meanwhile, commercial reprinting of these photos requires written consent from the FinnCham China - Shanghai.